LENDING PARAMETERS

At LK Secured Lending, we specialize in short-term financing with speed, flexibility, and creativity.

Types of Loans

BRIDGE

A bridge loan is short-term financing that provides quick funds to “bridge the gap” until long-term financing, a construction loan, or the sale of an asset is secured.

REFINANCE

A refinance loan replaces an existing loan, often to get better terms or access equity.

CASH-OUT

A cash-out loan lets you refinance for more than you owe, turning your equity into cash.

FIX AND FLIP

A fix-and-flip loan is short-term financing designed for investors to buy, renovate, and quickly sell properties.

CONSTRUCTION

A construction loan is a short-term loan to fund building or renovations, with funds released as work progresses.

We lend up to 75% LTV with loan sizes between $500,000 to $20,000,000.

As a short-term lender, most of our loans are for 12 months, but we can go as short as 3 months and as long as 24 months. We’re also happy to offer extensions for the borrower’s convenience and peace of mind.

MULTIFAMILY

A multifamily property is a building with multiple separate housing units, like apartments and duplexes, designed for multiple families to live in.

RESIDENTIAL

A residential property is real estate designed for people to live in, such as houses, apartments or condos.

INDUSTRIAL

An industrial property is real estate used for manufacturing, storage, distribution, or production of goods, such as warehouses, factories, or distribution centers.

RETAIL

A retail property is real estate used for businesses that sell goods or services directly to consumers, like stores, malls, or restaurants.

MIXED-USE

A mixed-use property combines two or more types of uses, such as residential, commercial, retail, or industrial, in a single building or development.

COMMERCIAL

A commercial property is real estate used for business purposes, such as offices, retail stores, hotels, or warehouses.

Our reach extends across the country, providing businesses nationwide with tailored financing solutions. While the majority of our loans have been in California, our expertise and success have fueled rapid expansion into markets nationwide.

Maybe required on a case-by-case basis

No prepayment penalties. 

Pay us off maturity, two weeks after funding, or whenever the situation changes – you’ll never have a prepayment penalty, though some loans require a minimum interest period.

terms in a day.
funds in a week.

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